Full Text
The existence of rural banks plays a vital role in promoting inclusive development in the Philippines. This study aims to analyze the financial statements of the five (5) non-operating Philippine rural banks in their last four (4) years of operation and the possible factors or variables commonly present in each financial statement that signaled the bank closure. The researchers utilized the principal component analysis (PCA) approach, which revealed a result with the first eigenvector is 45.50%. This result means that the Bank Closure Index (BCI) is accurate 45.50% of the time. Furthermore, this study found that the capital/asset ratio is the
15 most influential ratio toward bank closure, with a factor loading of 0.379. Banks must maintain sufficient capital to reduce the likelihood of closure due to risk factors.
15 most influential ratio toward bank closure, with a factor loading of 0.379. Banks must maintain sufficient capital to reduce the likelihood of closure due to risk factors.
ASSESSING THE LEVEL OF OCCUPATIONAL STRESS AMONG OFFICE- BASED EMPLOYEES OF UNITED DRIVERS AND OPERATORS TRANSPORT COOPERATIVE IN P. RODRIGUEZ ST., LAPU-LAPU CITY
Views: 74, Downloads: 1
Alignment of the USJ-R BSA and BSMA 4th Year Students’ IT Skills with the Entry-level IT Skills Deemed Important in the Accounting Industry in Cebu City, Philippines
Views: 61, Downloads: 1
FACTORS INFLUENCING GULLIBLE ACTS IN INVESTMENT FRAUD PARTICIPATION AMONG 3 BUSINESS STUDENTS IN CEBU CITY
Views: 28, Downloads: 4
BIR move to Digitalization: The Preparedness of Businesses Engaged in the Export of Manufactured Goods to E-invoicing in Cebu, Philippines
Views: 21, Downloads: 1